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Information We Collect About You:
We collect and use information we believe is necessary to provide you
with excellent products and service. What kinds of information do we collect
and how do we gather it?
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From you - Most of the nonpublic personal financial
information we collect about you comes from your application for insurance
and other forms you complete to provide the necessary information.
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From your transactions with us, our affiliates or others.
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From consumer-reporting agencies such as property inspection
bureaus, credit reporting agencies, motor vehicle reports from the
Department of Transportation, or others. |
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From your claims activity. |
We use this information to underwrite
your policies, process your claims and service your account. If coverage
is declined or the charge for coverage is increased because of information
contained in a consumer report we obtained, we tell you as required by
state law and the federal Fair Credit Reporting Act. We also will give
you the name and address of the consumer-reporting agency making the report.
Information We Disclose About You:
We may disclose the following kinds of nonpublic personal information
to entities that perform services on our behalf or as required by law
for legal, regulatory or other purposes:
Information received on applications for insurance and associated forms
such as:
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Your Name |
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Address |
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Birthdate |
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Social Security Number |
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Drivers License Number |
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Accident and Violation History |
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Information about vehicles, drivers, mortgages, lien/lease
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Information about your transaction
with us, such as:
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Policy Coverage |
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Premiums |
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Payment History |
Information we receive from a consumer-reporting
agency such as a property inspection bureau, credit reporting agencies,
motor vehicle reports from the Department of Transportation, or others:
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Credit worthiness and credit history |
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Valuation of real and personal property
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Claims made against you or by you |
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Driving record |
To Whom We Disclose
This Information:
We do not sell your customer information. We share customer information
as necessary to process your policy, handle your claim and to protect
you against fraud and unauthorized transactions. We do not disclose nonpublic
personal financial information about our customers or former customers
to anyone, except as permitted or required by law.
Privacy Policy:
We restrict access to nonpublic personal financial information about you
to Goodville Mutual employees who need to know that information to provide
products or services to you. We maintain physical, electronic and procedural
safeguards that comply with applicable law and regulations to guard your
nonpublic personal financial information.
Internet Security Policy
and Procedures:
This Web site is owned and operated by Goodville Mutual. Since we have
included account information for our agents and policyholders and because
we are concerned about your privacy, we have taken the necessary steps
to protect your personal information.
Goodville Mutual protects your information as it passes
over the Internet by using the most advanced security procedures available
in the industry, including a firewall, secure server and the SSL (Secure
Socket Layer) protocol. A yellow lock appears on the bottom left
or right side of screens that are protected by the SSL protocol.
The information you enter on those screens is encrypted as it travels
from your computer to our server. Encryption means that the information
is secure. Goodville Mutual's web site is secured by Equifax Secure Inc.
You can help protect your peresonal information by keeping your user ID
and password confidential. If you write your user ID and password anywhere
make sure they are kept in a secure place accessible only by you.
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