Business Cover
Provides coverage for apartments, rental dwellings, mercantile or service operations, offices.

Commercial Auto
Provides coverage for vehicles used for business

Home Business
Provides coverage for home-based side businesses where you are sole owner and your gross annual sales/receipts are no more than $40,000.

Tradesman Cover
Provides coverage for carpenters, drywallers/plasterers, electricians, masons, concrete construction, flooring installers, landscapers, plumbers, siding and gutter installers, door and window installers, paper hangers and interior painters.

Tradesman Cover

Property coverages: Replacement cost coverage Inflation guard Coinsurance waiver Losses - buildings and contents covered for "risks of direct physical loss". Supplemental property coverages: Accounts receivable Antennas Awnings and canopies Fences Signs Fire company donation Fire extinguisher recharge Glass breakage Income coverage and extra expense Ordinance or law extension Installation coverage Major loss assistance Money and securities Personal effects Personal property Transportation coverage Valuable papers and records Water damage

Liability coverages: Premises and operations Medical payments Products and completed operations Owners and contractors protective Contractual liability Personal and advertising injury Defense costs Fire legal liability Property in our insureds care, custody or control Off premises liability for trade shows Underground coverage Optional coverages: Fire legal liability increased limits Earthquake Electronic data processing equipment Employee dishonesty Non-owned and hired auto liability (Not available in Illinois and Indiana) Contractors equipment Contractors tools Mechanical, electrical or pressure systems breakdown

	Sprinklers
	Non-combustible construction
	Alarm Systems
	Higher deductibles

Property coverages: Replacement cost coverage Inflation guard Coinsurance waiver Losses - buildings and contents covered for "risks of direct physical loss". Supplemental property coverages: Accounts receivable Antennas Awnings and canopies Fences Signs Fire company donations Fire extinguisher recharge Glass breakage Income coverage and extra expense Ordinance or law extension Installation coverage Major loss assistance Money and securities Personal effects Personal property Transportation coverage Valuable papers and records Water damage

Liability coverages: Premises and operations Medical payments Products and completed operations Owners and contractors protective Contractual liability Personal and advertising injury Defense costs Fire legal liability Property in our insureds care, custody or control Non-owned and hired auto liability (Not available in Illinois or Indiana) Off premises liability for trade shows Optional coverages: Fire legal liability increased limits Earthquake Electronic data processing equipment Employee dishonesty Professional liability Peak season Mechanical, electrical or pressure systems breakdown

	Sprinklers
	Non-combustible construction
	Alarm Systems
	Higher deductibles

Liability:

	On and off premises liability
	Products and completed operations
	Written and oral contractual liability

	Covered both on and off your premises
	$1,000 to cover necessary extra expenses to continue normal business operations after a loss
	$1,000 to business personal property owned by others and in your care
	Signs
	$2,000 on premises/$1,000 off premises for Money & Securities coverage

	Bodily injury, property damage liability
	Medical payments
	Personal injury
	Uninsured, underinsured motorists
	Comprehensive
	Collision
	Towing and labor
	Rental reimbursement

	Liability for hired vehicles
	Liability for non-owned vehicles

	Fleets
	Multi-policy
	Higher deductibles

This is not a policy and does not provide coverage. The features found here may or may not be included in your policy depending on the type of coverages you select. Please refer to your Goodville policy for specific coverages or contact your agent for assistance. Not all coverages may be available in all states.