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Please contact one of the independent agents who represent us. They will be glad to assist you with any questions you may have.

 

Tradesman Cover Plus
Provides coverage for carpenters, drywallers/plasterers, electricians, masons, concrete construction, flooring installers, landscapers, plumbers, siding and gutter installers, door and window installers, paper hangers and interior painters.

Business Cover Plus
Provides coverage for apartments, rental dwellings, mercantile or service operations, offices.

Home Business
Provides coverage for home-based side businesses where you are sole owner and your gross annual sales/receipts are no more than $25,000.

Commercial Auto
Provides coverage for vehicles used for business


Business - Tradesman Cover Plus

Property coverages:

Replacement cost coverage
Inflation guard
Coinsurance waiver
Losses

Supplemental property coverages:

Accounts receivable
Antennas
Awnings and canopies
Fences
Signs
Fire company donation
Fire extinguisher recharge
Glass breakage
Income coverage and extra expense
Ordinance or law extension
Installation coverage
Major loss assistance
Money and securities
Personal effects
Personal property
Transportation coverage
Valuable papers and records
Water damage
Liability coverages:

Premises and operations
Medical payments
Products and completed operations
Owners and contractors protective
Contractual liability
Personal and advertising injury
Defense costs
Fire legal liability
Property in our insureds care, custody or control
Off premises liability for trade shows
Underground coverage

Optional coverages:

Fire legal liability increased limits
Earthquake
Electronic data processing equipment
Employee dishonesty

Non-owned and hired auto liability

(Not available in Illinois)

Contractors equipment
Contractors tools



Business - Business Cover Plus

Property coverages:

Replacement cost coverage
Inflation guard
Coinsurance waiver
Losses

Supplemental property coverages:

Accounts receivable
Antennas
Awnings and canopies
Fences
Signs
Fire company donations
Fire extinguisher recharge
Glass breakage
Income coverage and extra expense
Ordinance or law extension
Installation coverage
Major loss assistance
Money and securities
Personal effects
Personal property
Transportation coverage
Valuable papers and records
Water damage
Liability coverages:

Premises and operations
Medical payments
Products and completed operations
Owners and contractors protective
Contractual liability
Personal and advertising injury
Defense costs
Fire legal liability
Property in our insureds care, custody
or control

Non-owned and hired auto liability

(Not available in Illinois)

Off premises liability for trade shows

Optional coverages:

Fire legal liability increased limits
Earthquake
Electronic data processing equipment
Employee dishonesty
Professional liability
Peak season



Business - Home Business


Coverages

Liability:

On and off premises liability
Products and completed operations
Written and oral contractual liability

Business personal property:

Covered both on and off your premises
$1,000 to cover necessary extra expenses to continue normal business operations after a loss
$1,000 to business personal property owned by others and in your care
Signs
$2,000 on premises/$1,000 off premises for Money & Securities coverage



Business - Commercial Auto

Coverages:

Bodily injury, property damage liability
Medical payments
Personal injury
Uninsured, underinsured motorists
Comprehensive
Collision
Towing and labor
Rental reimbursement

Optional coverages:

Liability for hired vehicles
Liability for non-owned vehicles

This is not a policy. The features found here may or may not be included in your policy depending on the type of coverages you select. Please refer to your Goodville policy for specific coverages or contact your agent for assistance.



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