Did you know that, according to the National Center for Education Statistics, the most commonly reported on-campus crime is burglary? Motor vehicle theft comes in at third place. As you’re heading to college, you should consider taking these steps to protect yourself and your belongings from crimes on-campus:
Theft isn’t the only risk to your belongings on-campus; personal property can be damaged by fire as well. Follow these on-campus fire prevention tips from The Center for Campus Fire Safety:
In addition to taking these precautions, be sure to check if you are sufficiently covered for unplanned losses on-campus. In many scenarios, a college student is covered by a parent’s homeowners’ policy for personal property, personal liability, and medical payments. If not, you may need to invest in a renter’s insurance policy. For automobile coverage, the student could be covered by a parent’s personal auto policy.
Reach out to your independent agent to discuss on-campus coverage. Be sure to bring up coverage amounts too, because you don’t want to find out your belongings exceed the limit after a claim is reported.
This blog entry is created for informational purposes only. Any viewpoint or sponsorship of outside parties involved in the blog entry does not necessarily represent Goodville's stance as a company. The blog should not be used as a substitute for professional advice.