Thank you for visiting our web site, which has been designed with a goal of making it easy to conduct business with Goodville Mutual and to facilitate mobile functionality. I also encourage you to download our mobile app to experience that format as well.
Our agents use this system to get instant quotes and to send auto, home, commercial and farm policy applications straight into Goodville Mutual's IT systems. If you are not a current member, I invite you to contact one of our agents who will gladly help you evaluate your insurance needs and will recommend an affordable way to meet them.
As a mutual company our profits are reinvested in the company for the benefit of members, not paid to outside shareholders. Goodville's business objectives are to keep our products competitive and our prices stable, avoiding drastic rate changes that are all too common in our industry. Such stability nurtures long-term relationships with members and agents, which is positive for everyone.
We are pleased that our Policyholders Surplus has grown significantly over the past few years. Our equity gives us capacity to pay claims, continue to grow and to keep rates affordable. Our 2018 Annual Report to members shows we had positive underwriting results despite continued volatility in our weather patterns.
Our Property and Casualty industry remains financially stable and strong despite the significant increase in catastrophic weather events this past year. At Goodville we manage our assets conservatively with the focus on sound long-term strategies and on financial security for our clients, not on risky short-term gains. You keep Goodville strong by preventing accidents and losses to your property and through safe driving habits.
It is our mission to help members recover from loss, and we feel satisfaction when we are part of restoring well-being to people whose lives have been disrupted. We also contribute a portion of our profits to organizations dedicated to improving our communities and the world through education, economic development and disaster response programs. Together we can help restore peace and justice to our world.
I would be delighted to hear from you on how our competitive products are helping provide you peace of mind, or to tell us how we can do even better. Thank you for giving us and our independent professional hometown insurance agents the opportunity to serve you.David Gautsche