Business

Please contact one of the independent agents who represent us. They will be glad to assist you with any questions you may have.

  • Business Cover

    Provides coverage for apartments, rental dwellings, mercantile or service operations, offices.

  • Commercial Auto

    Provides coverage for vehicles used for business

  • Home Business

    Provides coverage for home-based side businesses where you are sole owner and your gross annual sales/receipts are no more than $40,000.

  • Tradesman Cover

    Provides coverage for carpenters, drywallers/plasterers, electricians, masons, concrete construction, flooring installers, landscapers, plumbers, siding and gutter installers, door and window installers, paper hangers and interior painters.

Business Cover

Property Coverages:
  • Replacement Cost Coverage
  • Inflation Guard
  • Coinsurance Waiver
  • Losses - buildings and contents covered for "risks of direct physical loss"
Supplemental Property Coverages:
  • Accounts Receivable
  • Antennas
  • Awnings and Canopies
  • Fences
  • Signs
  • Fire Company Donation
  • Fire Extinguisher Recharge
  • Glass Breakage
  • Income Coverage and Extra Expense
  • Ordinance or Law Extension
  • Installation Coverage
  • Major Loss Assistance
  • Money and Securities
  • Personal Effects
  • Personal Property
  • Transportation Coverage
  • Valuable Papers and Records
  • Water Damage
Liability Coverages:
  • Premises and Operations
  • Medical Payments
  • Products and Completed Operations
  • Owners and Contractors Protective
  • Contractual Liability
  • Personal and Advertising Injury
  • Defense Costs
  • Fire Legal Liability
  • Property in our insureds care, custody or control
  • Non-Owned and Hired Auto Liability (Not available in Illinois or Indiana)
  • Off Premises Liability for trade shows
Optional Coverages:
  • Fire Legal Liability increased limits
  • Earthquake
  • Electronic Data Processing Equipment
  • Employee Dishonesty
  • Professional Liability
  • Peak Season
  • Mechanical, Electrical or Pressure Systems Breakdown
Business Cover Discounts - We offer the following discounts:
  • Sprinklers
  • Non-combustible construction
  • Alarm systems
  • Higher deductibles

Commercial Auto

Coverages:
  • Bodily Injury, Property Damage Liability
  • Medical Payments
  • Personal Injury
  • Uninsured, Underinsured Motorists
  • Comprehensive
  • Collision
  • Towing and Labor
  • Rental Reimbursement
Optional Coverages:
  • Liability for hired vehicles
  • Liability for non-owned vehicles
Business Auto Plus:
  • Airbag Accidental Discharge
  • Auto Loan/Lease Gap
  • Broad Form Named Insured and Newly Acquired Organizations
  • Loss of Use
  • Towing and Labor
  • Transportation Expenses for Stolen Vehicles
  • Coordination of Limits for Physical Damage
  • Employee Hired Auto
  • Glass Repair Deductible Waiver
  • Hired Auto Physical Damage
  • Knowledge of an Accident, Claim, Suit or Loss
  • Limited Collision Deductible Waiver
  • Limited Fellow Employee Coverage
  • Parked Auto Collision Deductible
  • Personal Effects from Stolen Vehicles
  • Rental Reimbursement
  • Supplementary Payments
  • Waiver of Deductible for Fire or Lightning Loss

Not all coverages may be available in all states.

Commercial Auto Discounts - We offer the following discounts:
  • Fleets
  • Multi-policy
  • Higher deductibles

Home Business

Coverages Liability:
  • On and Off Premises Liability
  • Products and Completed Operations
  • Wirtten and Oral Contractual Liability
Business Personal Property:
  • Covered both on and off your premises
  • $1,000 to cover necessary extra expenses to continue normal business operations after a loss
  • $1,000 to business personal property owned by others and in your care
  • Signs
  • $2,000 on premises/$1,000 off premises for Money & Securities coverage

Tradesman Cover

Property Coverages:
  • Replacement Cost Coverage
  • Inflation Guard
  • Coinsurance Waiver
  • Losses - buildings and contents covered for "risks of direct physical loss".
Supplemental Property Coverages:
  • Accounts Receivable
  • Antennas
  • Awnings and Canopies
  • Fences
  • Signs
  • Fire Company Donation
  • Fire Extinguisher Recharge
  • Glass Breakage
  • Income Coverage and Extra Expense
  • Ordinance or Law Extension
  • Installation Coverage
  • Major Loss Assistance
  • Money and Securities
  • Personal Effects
  • Personal Property
  • Transportation Coverage
  • Valuable Papers and Records
  • Water Damage
Liability Coverages:
  • Premises and Operations
  • Medical Payments
  • Products and Completed Operations
  • Owners and Contractors Protective
  • Contractual Liability
  • Personal and Advertising Injury
  • Defense Costs
  • Fire Legal Liability
  • Property in our insureds care, custody or control
  • Off Premises Liability for trade shows
  • Underground Coverage
Optional Coverages:
  • Fire Legal Liability increased limits
  • Earthquake
  • Electronic Data Processing Equipment
  • Employee Dishonesty
  • Non-Owned and Hired Auto Liability (Not available in Illinois and Indiana)
  • Contractors Equipment
  • Contractors Tools
  • Mechanical, Electrical or Pressure Systems Breakdown
Tradesman Cover Discounts - We offer the following discounts:
  • Sprinklers
  • Non-combustible construction
  • Alarm systems
  • Higher deductibles

This is not a policy and does not provide coverage. The features found here may or may not be included in your policy depending on the type of coverages you select. Please refer to your Goodville policy for specific coverages or contact your agent for assistance. Not all coverages may be available in all states.