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Please contact one of the independent agents who represent us. They will be glad to assist you with any questions you may have.

Liability covers:
  • You and resident family members
Property covers:
  • Your home
  • Other structures
  • Personal belongings
  • Additional costs of living away from your home while it is being repaired
Free Coverages:
  • Inflation Guard
  • Increased Coverage A Limit
  • Watercraft Liability Extension
  • Debris Removal Extension
  • Landslide
  • Personal Property Replacement Cost
  • Personal Injury
  • Increase coverage: Personal Property
  • Credit Cards
  • Fire Extinguisher Recharge
  • Companion Policy Deductible Waiver
  • Fire Department Service Charge
Home Cover Extra:

For an extra charge, your policy can be broadened to include:

  • Power Outage
  • Lock and Garage Door Transmitter Replacement
  • Sewer, Drains and Sumps
  • Deductible Waiver
  • Increased Coverage for Personal Property
  • Increased Special Limits
Home Cover Plus:

If your home qualifies, we offer the following package of coverages for no additional charge:

  • Inflation Guard
  • Increased Coverage A
  • Power Outage
  • Debris Removal Extension
  • Credit Cards
  • Lock and Garage Door Transmitter Replacement
  • Fire Extinguisher Recharge
  • Landslide
  • Personal Injury
  • Watercraft Liability Extension
  • Deductible Waiver
  • Companion Policy Deductible Waiver
  • Specified Additional Amount of Insurance
  • Personal Property Replacement Cost
  • Increased Coverage for Personal Property
  • Sewers, Drains and Sumps
  • Increased Special Limits
  • Fire Department Service Charge
Other Coverages offered:
  • Country Home - For homes in the country with up to 80 acres, 4H-type animals, or farm-type buildings. Income from the premises must be secondary and incidental.
  • Home Business - If you are the sole owner of a business in your home and your gross annual sales / receipts do not exceed $40,000.
  • Renters Insurance provides coverage for the contents in a rented residence.
  • Identity Theft - When you purchase our Identity Fraud Expense Coverage endorsement you also receive Identity Theft Resolution Services, providing personalized assistance from a trained fraud specialist at Identity Theft 911. Learn more about Identity Theft Resolution Services.